Products and Markets

Investor Relations

Markets

Banco Indusval & Partners focuses its activities on corporate lending in local and foreign currencies to companies in the Middle Market segment with annual sales chiefly in the range from R$40 million and R$400 million; and Corporate, customers with annual revenue above R$400 million.

Middle Market enterprises typically resort to several banks for the funds that they need for their activities since they only have access to lower volume credit lines and shorter maturities. On the other hand, larger companies allow the credit portfolio diversification with higher quality assets utilizing various products that improve cross-selling, including fee revenues. This customer service segmentation aims at enhanced competitiveness in customer servicing by specialists in attending the specific demands of each segment companies providing customized solutions.

At the end of March 2013, credit businesses with Middle Market enterprises represented 47% of BI&P’s loan portfolio, whereas the Corporate segment, started in July 2010, took a 51% share.

Out of total loan portfolio, 49% derives from loans to industries, 28% from commerce, 20% from service providing enterprises, less than 1% from financial intermediaries and only 2% from loans to individuals. The most representative economic segments are: Agribusiness (22.8%), Food & Beverage (13.4%), Construction (13.0%), Automotive (5.7%) and the remaining 45% of the portfolio is diversified in several segments with isolated participations not exceeding 5%.

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Products

Local Currency Loans and Financing

Working Capital Loan
Discount of Receivables
Overdraft Accounts
Confirming: Credit to Production Chains - Agreements with large companies that offer support to their suppliers in funding their activities by confirming receivables drawn on them.
Credit Assignment
Local Bank Guarantees
Export Financing in Local Currency: Export Credit Notes (NCE and CCE)

Braziian Development Bank (BNDES) Onlendings

Finem
Finame
BNDES - Exim
PROCAP - AGRO
BNDES Progeren
BNDES Automático

Foreign Currency Financing

Export Financing: Pre-shipment (ACC) and post-shipment (ACE)
Import Financing (FINIMP)
Foreign currency financing under Law # 4131
Import Draft Discount
International Guarantees
Import Letters of Credit (L/Cs)
Offshore Loan

Agribusiness Financing

Agro Product Certificates (CPR): Physical delivery CPRs, Financial CPRs, and Financial/Index CPRs
Agribusiness Credit Rights Certificates (CDCA)
Inventory Financing (CDA/WA)
Barter
Agribusiness Receivables Certificate (CRA)

Structured Finance

Real State Products (Credit Note - CCI, Receivables Certificate - CRI, Bank Credit Note - CCBI, and Letter of Credit - LCI)
Capital Markets
Corporate Finance
Investment Management
Mergers & Acquisitions (M&A)
Sindycations

Derivatives

Hedge - FX and interest rates, among other financial items: Swaps, Forwards (NDF) and Options

Other products offered by Indusval & Partners Corretora de Valores

Fixed Income Products: Intermediation of transactions with federal government securities
Investment Funds - Stocks
Arbitrage Operations: between stock market and ADR market

Banking Services

Current Accounts
Domestic Collections
Internet Banking

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Last update: May 15, 2013

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